Spectrum's retirement plan administration services provide document management, ERISA plan compliance, fiduciary support, government reporting, and trust reconciliation on 401k, other defined contribution, defined benefit, and employee stock ownership plans.
What constitutes adequate retirement? How much does an employer wish to provide, under what circumstances, and to whom?
What can an employer afford to fund as a percentage of worker pay? Is the business cyclical? How predictable is the employer’s profitability?
What benefits do competing employers in similar labor markets provide? Does an employer need to match or exceed competition?
What will employees value most? How will employers help workers to understand and appreciate their benefits?